Unexpected Financial Disasters

You try your best to scrimp and save and prepare for unexpected financial disasters, but bad things do happen to good people, and that’s when that car you’ve been driving everyday becomes your personal bank.

Here’s How it Works

Many people with bad credit are leery of banks and other financial institutions; they may have even gone to these places to get a loan and have been turned down because of their credit score. vippi Title loan companies make loans everyday regardless of credit. In fact, your credit is never checked, and paying off your loan in a timely manner even helps your credit. Here’s what to do.

Fill out the Application: You can either go online and fill out a simple 5 minute application or drive to your nearest title loan company and do it there.

Bring your Car in: While you’re filling out the application a representative from the company will appraise your car. As long as it has a market value of $5,000 or more you’re in business.

Bring your Documents: You’ll need to bring in your unencumbered title (i.e. your car is paid off and there are no lienholders on title), state or government issued ID like a driver’s license, proof of income (W-2, 1099, retirement, or disability), and in some cases proof of residence (utility bill or phone bill).

Get your Cash: Title loan companies know you need cash and you need it fast, so they have streamlined the process to where you can walk in and out with your money in as little as 30 minutes regardless of your credit.

Pay off the Loan: The best thing is, you still get to drive your car around while paying off your loan. Don’t worry about huge balloon payments either. You’ll be set up on a payment plan that works for you and as you make your scheduled payments your credit improves.

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